Tu camino a casa.

Your path home.

Mi Alcanza gets you into a home. A home that's right for you — one you've earned. We pull your information together, figure out the best financing for your situation, and handle the details so you can focus on your future.

Get Started → Learn More
EN ES   Available in English and Spanish / Disponible en inglés y español
💡 Have an ITN? Poor credit? No traditional tax returns? We have programs that work for you — including our Earned Equity Program. Most lenders can't help. We can.
How It Works / Cómo Funciona

Simple steps.  Real support.

You focus on finding your home. We figure out the financing and make sure everything is ready when it's time to close.

01

Get Started

Share your information with us securely — by phone, text, or web. We'll take it from there.

Comparte tu información de forma segura — por teléfono, mensaje o web.

02

We Find Your Path

Our team reviews what you have and identifies the right financing program for your situation — including our Earned Equity Program for ITNs, undocumented borrowers, and non-traditional credit.

Nuestro equipo identifica el programa de financiamiento correcto para ti.

03

We Handle the Details

We gather what's needed, stay in touch with updates, and keep everything moving — no surprises, always in your language.

Reunimos lo que se necesita y te mantenemos informado en tu idioma.

04

You Close on Your Home

When everything is ready, we hand off your file to your lender — organized, complete, and ready to close.

Cuando todo está listo, enviamos tu expediente a tu prestamista para cerrar.

Your information is safe  with us.

🔐

Your data is protected

Sensitive information is tokenized and encrypted. We never sell your personal data.

👤

Licensed professionals review everything

Every step is reviewed by a licensed mortgage professional. AI tools assist — humans decide.

📋

GLBA & FCRA compliant

We operate under federal privacy and consumer protection law. Your rights are protected.

🏠

Fair lending commitment

We are committed to equal access. Our processes are audited for compliance with ECOA and fair lending laws.

Who We Help

Built for your community.

Mi Alcanza was built for people who've been told no. People for whom homeownership isn't just a transaction — it's everything. Your family's future. Your stability. Your achievement.

The Earned Equity Program

Most lenders require perfect credit, traditional income documentation, and US citizenship. We don't. Our Earned Equity Program is specifically designed for borrowers who don't fit the conventional mold — ITN holders, undocumented immigrants, people rebuilding credit, and those with non-traditional income. If you've been turned away before, this program may be your path home.

"This is the first time someone explained the process to me in Spanish."
"Es la primera vez que alguien me explicó el proceso en español."